Credit Union Data And Trends Bank Rate Watch Credit Union Directory Florida Credit Unions

Number of current members as of the cycle date.
This is a capital adequacy ratio that measures total assets (less other liabilities) to total shares. A ratio over 100 means that a credit union has enough assets to pay all obligations to creditors and members, if liquidation occurs.
This Capital Adequacy ratio measures net worth in relation to total assets. Net worth cushions fluctuations in earnings, supports growth, and provides protection against insolvency. The rate of net worth growth should be commensurate with the levels of risk and asset growth.
This is the annualized year-to-date percentage change (growth) in total Net Worth Capital.
This is the annualized year-to-date percentage change (growth) in total assets.
An earnings ratio that measures annualized YTD net income in relation to average assets. This ratio measures the efficient utilization of assets to create profits YTD. A positive ratio indicates that earnings were sufficient to cover the institution's cost of funds and operating expenses(including for loan loss expense) as well as providing a profit. For State, Regional, State and Peer Class groups, the aggregate statistic is computed by summing net income and average assets across credit unions within each group and calculating the ratio.
This is the annualized year-to-date percentage change (growth) in total loans.
This is the annualized year-to-date percentage change (growth) in total deposits.
The most common interest/dividend rate paid last quarter according to the dollar volume of business
Charter Number 14391
Address 13200 SW 128th St, Building C-
City Miami
State FL
Zip 33186
Phone 786-257-2304
Fax 305-971-8258
# of Branch Offices 4
 Total # of Members 12,524
Number of Full-Time Employees 38
Host Computer System Vendor  
Homebanking Vendor  

Total Assets $105,821,783.00
  Solvency Evaluation (Estimated) 113.13
 Net-Worth Ratio 11.39
Net Worth Classification by NCUA Well Capitalized
 Net Worth: % Growth (Annualized) 8.06
Total Loans $55,720,998.00
Total Deposits $91,781,007.00
 Total Assets: % Growth (Annualized) 25.71
 ROA (Return-on-Average Assets) % 0.93
 Total Loans: % Growth (Annualized) 17.97
 Total Deposits: % Growth (Annualized) 25.09

Home Banking Via Internet Website No
Wireless No
Home Banking/PC Based No
Audio Response/Phone Based No
ATM Automated Teller Machine No
Kiosk No
Other No

Member Application Yes
New Loan Yes
Account Balance Inquiry No
Checks Ordering No
New Share Account No
Loan Payments Yes
Account Aggregation No
Internet Access Services No
View Account History No
Merchandise Purchase No
Share Account Transfers No
Bill Payment Yes
Download Account History Yes
Electronic Cash No
Signature Authentication Yes

Real Estate Loans No
Member Business Loans No
Risk Based Loans No
Direct Financing Leases No
Mortgage Processing No
Overdraft Protection No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only First Mortgage No
Insurance/Investment Sales No

CREDIT UNION DEPOSIT RATES (Most Common Rates Offered As of the Quarter-Ended)
 Checking Rate % 0.00
Reguar Savings Rate % 0.00
Money Market Rate % 0.00
Certifificates of Deposit Rate % 0.00
IRA/KEOGH Rate % 0.00
All Other Savings Rate % 0.00

CREDIT UNION LOAN RATES (Most Common Rates Offered As of the Quarter-Ended)
Unsecured Credit Card Loan Rate % 0.00
All Other Unsecured loans/Lines of Credit Rate % 18.00
New Vehicle Loan Rate % 3.70
Used Auto/Vehicle Loan Rate % 3.45
1st Mortgage Real Estate/Lines of Credit Rate % 0.00
Other Real Estate Loans/Lines of Credit Rate % 0.00
Leases Receivables 0.00
All Other Loans/Lines of Credit Rate 0.00