Credit Union Data And Trends Bank Rate Watch Credit Union Directory Credit Unions
Credit Union Info


Number of current members as of the cycle date.
This is a capital adequacy ratio that measures total assets (less other liabilities) to total shares. A ratio over 100 means that a credit union has enough assets to pay all obligations to creditors and members, if liquidation occurs.
This Capital Adequacy ratio measures net worth in relation to total assets. Net worth cushions fluctuations in earnings, supports growth, and provides protection against insolvency. The rate of net worth growth should be commensurate with the levels of risk and asset growth.
This is the annualized year-to-date percentage change (growth) in total Net Worth Capital.
This is the annualized year-to-date percentage change (growth) in total assets.
An earnings ratio that measures annualized YTD net income in relation to average assets. This ratio measures the efficient utilization of assets to create profits YTD. A positive ratio indicates that earnings were sufficient to cover the institution's cost of funds and operating expenses(including for loan loss expense) as well as providing a profit. For State, Regional, State and Peer Class groups, the aggregate statistic is computed by summing net income and average assets across credit unions within each group and calculating the ratio.
This is the annualized year-to-date percentage change (growth) in total loans.
This is the annualized year-to-date percentage change (growth) in total deposits.
The most common interest/dividend rate paid last quarter according to the dollar volume of business
      
CREDIT UNION GENERAL INFORMATION
Charter Number  
CEO/PRESIDENT  
Address  
City  
State  
Zip  
Phone  
Fax  
Website  
# of Branch Offices  
 # of Members  
Number of Full-Time Employees  
Host Computer System Vendor  
Homebanking Vendor  
     

      
FINANCIAL STATUS
Total Assets  
  Solvency Evaluation (Estimated)  
 Net-Worth Ratio  
Net Worth Classification by NCUA  
 Net Worth % Growth (Annualized)  
Total Loans  
Total Deposits  
 Total Assets % Growth (Annualized)  
 Return On Average Assets (Annualized)  
 Total Loans ($) Growth % (Annualized)  
 Total Deposits ($) Growth % (Annualized)  
     

      
ACCESS TO ELECTRONIC FINANCIAL SERVICES
Home Banking Via Internet Website  
Wireless  
Home Banking/PC Based  
Audio Response/Phone Based  
ATM Automated Teller Machine  
Kiosk  
Other  
     

      
ELECTRONIC SERVICES OFFERED
Member Application  
New Loan  
Account Balance Inquiry  
Checks Ordering  
New Share Account  
Loan Payments  
Account Aggregation  
Internet Access Services  
View Account History  
Merchandise Purchase  
Share Account Transfers  
Bill Payment  
Download Account History  
Electronic Cash  
Signature Authentication  
     

      
OTHER SERVICES OFFERED
Real Estate Loans  
Member Business Loans  
Risk Based Loans  
Direct Financing Leases  
Mortgage Processing  
Overdraft Protection  
Overdraft Lines of Credit  
ATM/Debit Card Program  
Interest Only First Mortgage  
Insurance/Investment Sales  
     

      
CREDIT UNION DEPOSIT RATES (Most Common Rates Offered As of the Quarter-Ended)
 Checking Rate %  
Reguar Savings Rate %  
Money Market Rate %  
Certifificates of Deposit Rate %  
IRA/KEOGH Rate %  
All Other Savings Rate %  
     

      
CREDIT UNION LOAN RATES (Most Common Rates Offered As of the Quarter-Ended)
Unsecured Credit Card Loan Rate %  
All Other Unsecured loans/Lines of Credit Rate %  
New Auto/Vehicle Loan Rate %  
Used Auto/Vehicle Loan Rate %  
1st Mortgage Real Estate/Lines of Credit Rate %  
Other Real Estate Loans/Lines of Credit Rate %  
Leases Receivables  
All Other Loans/Lines of Credit Rate